Financing: Built for International Buyers
Through our partnership with Mortgage Shop, international and U.S. investors are matched with the right loan for the right property — via a licensed broker with 100+ lenders behind it.
Five Profiles, One Network
Eligible U.S. nationals and foreign investors are equally welcome — solutions are tailored to diverse backgrounds, not filtered by them.
U.S. nationals
With or without a credit score — programmes exist on both sides of that line.
Foreign nationals
Overseas buyers financed with or without a U.S. credit history — ITIN-friendly structures included.
Self-employed
Bank-statement-only underwriting — your deposits speak instead of a payslip.
Low credit, no liquidity
Programmes built for investors rebuilding a profile or deploying capital elsewhere.
First-time investors
Guided from discovery call to closing — no assumed knowledge, no obligation.
Arranged by Mortgage Shop
Financing options are arranged by Your Mortgage Shop LLC through our partnership — joinmortgage.shop.
A licensed U.S. mortgage broker — Your Mortgage Shop LLC, NMLS #2018203.
100+ lenders and financial partners compared for your file — not one bank’s shelf.
Competitive rates with no hidden fees — transparency, trust and full support from application to closing.
Terms shown are illustrative and subject to change — nothing here is a commitment to lend.
How You Can Finance It
Single-family homes, 1–4 unit and 5+ multifamily, condos — warrantable and non-warrantable — short-term rentals, and commercial or mixed-use.
15–30 year fixed and variable options for hold strategies.
The property’s rental income does the qualifying — not your payslip.
Value-add funding released in draws as works complete.
Short-term capital between purchase and refinance — with no pre-payment penalty.
Discovery Call to Closing
Final terms depend on borrower qualification, property details and full underwriting review — this page is not a commitment to lend. UK social and transitional programmes are cash-only by design.
Pre-Approval Before You Shop
Send your goals and residency position — we’ll map the programmes you actually qualify for.